Who will pay the real estate commission?

Heading 3

What is the difference between a promissory contract of purchase and sale and the Deed?

The Promissory Contract of Purchase and Sale is a building agreement between the parties, in which the conditions of the transaction are established, such as the amount, term, payment method, among others. The deed is the public document that formalizes and completes the real estate transaction.

Is it possible to buy a financed property with no down payment?

Typically, banks require a down payment ranging between 10% to 30% of the value of the property in order to reduce the total amount financed and decrease the risks for the lender.

- Valid identity document (C.C., I.B., passport, etc.);

- Proof of address;

- Proof of income;

- Proof of marital status (if applicable);

- Urban land registry or CPCV of the property;

- Permanent certificate of the property;

- Proof of other financial obligations in force (loans, credits, etc.);

- Information about the dwelling, such as the value of the property, location, etc.;

- Proof of initial down payment (may vary, depending on funding).

What documentation do I need to obtain a mortgage?

What is an Energy Certificate?

Heading 3

How long does it take to complete the sale of a property?

The energy certificate is a document that evaluates the energy efficiency of a building, indicating its performance in terms of energy consumption and CO2 emissions.